The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:
- Reduce flood damage to insurable property;
- Strengthen and support the insurance aspects of the NFIP; and
- Encourage a comprehensive approach to floodplain management.
The Town of Duck maintains a Hazard Mitigation Plan and produces an All Hazards Annual Report in order to be eligible for discounted flood insurance premium rates. The goals and objectives are revised as needed during every 5 year plan review. Each summer, the Town updates the plan with action items to effectively meet these goals and objectives.
In 2015, the Town of Duck joined the regional hazard mitigation planning effort and adopted the Albemarle Regional Hazard Mitigation Plan (RHMP). This plan includes Camden, Chowan, Currituck, Dare, Gates, Hertford, Pasquotank, and Perquimans counties and municipalities within those counties. A shared regional mitigation plan was created to meet the following goals:
- Support a more holistic regional planning effort, taking into account shared concerns and shareable resources;
- Conform to NC Division of Emergency Management’s (NCEM) preference for regional hazard mitigation planning in the state; and
- Leverage available funding and resources for mitigation planning.
Copies of the Town of Duck’s 2010 Hazard Mitigation Plan, 2015 Albemarle Regional Hazard Mitigation Plan, and current year updates can be viewed at Duck Town Hall or downloaded at the links below.
2015 Albemarle Regional Hazard Mitigation Plan (This is a very large file that must be downloaded.)
The Albemarle Regional Hazard Mitigation Plan (Albemarle RHMP) is scheduled to expire in June 2020. A FEMA approved Hazard Mitigation Plan is required to ensure eligibility for FEMA mitigation grants. Attached are two FEMA documents related to the development of a Hazard Mitigation Plan; one is Planning Team Info and the other is a Fact Sheet on Hazard Mitigation Planning. These will help guide us as we develop a new plan.
In advance of the June 2020 expiration date, North Carolina Emergency Management is funding a new regional planning effort that will deliver the Outer Banks Regional Hazard Mitigation Plan using a state managed contract with the Wood Group PLC. The plan will include all six (6) local municipalities, Dare and Currituck Counties. This planning process began in March, 2019 and is expected to continue through the spring of 2020 before adoption by FEMA, the Dare and Currituck Counties and the local municipalities. A hazard mitigation plan intends to better protect the people and property of the region from the effects of natural and human-caused hazards, to maintain eligibility for mitigation funding from the Federal Emergency Management Agency (FEMA) and to help improve CRS standings with the goal of possible flood insurance rate reductions. For more information regarding the plan progress and development, please visit Outer Banks Regional Hazard Mitigation Plan .