The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:
- Reduce flood damage to insurable property;
- Strengthen and support the insurance aspects of the NFIP; and
- Encourage a comprehensive approach to floodplain management.
The Town of Duck maintains a Hazard Mitigation Plan and produces an All Hazards Annual Report in order to be eligible for discounted flood insurance premium rates. The goals and objectives are revised as needed during every 5 year plan review. Each summer, the Town updates the plan with action items to effectively meet these goals and objectives.
In June, 2020, the Town of Duck, after participating in the development of a regional multi-jurisdictional hazard mitigation planning effort, approved a resolution to adopt the Outer Bank Hazard Mitigation Plan (OBX-HMP). This plan includes Currituck and Dare counties and the six (6) municipalities within Dare County. A shared regional multi-jurisdictional mitigation plan was created to meet the following goals:
- Support a more holistic regional planning effort, taking into account shared concerns and shareable resources;
- Conform to NC Division of Emergency Management’s (NCEM) preference for regional hazard mitigation planning in the state; and
- Leverage available funding and resources for mitigation planning.
Copies of the current OBX Hazard Mitigation Plans, past plans and updates may be viewed at Duck Town Hall or by clicking on the links below.
2020 Outer Banks Hazard Mitigation Plan (This is a very large file.)
2015 Albemarle Regional Hazard Mitigation Plan (This is a very large file that must be downloaded.)
A FEMA approved Hazard Mitigation Plan is required to ensure eligibility for FEMA mitigation grants. Attached are two FEMA documents related to the development of a Hazard Mitigation Plan; one is Planning Team Info and the other is a Fact Sheet on Hazard Mitigation Planning. These have helped guide us in the development of a new plan.
North Carolina Emergency Management (NCEM) funded the most recent regional planning effort (OBX-HMP) using a state managed contract with the Wood Group PLC. This planning process began in March, 2019 and was recently completed in March, 2020. For information regarding the plan process and development, please visit Outer Banks Regional Hazard Mitigation Plan. The Draft plan was submitted and reviewed by NCEM and is available online for public viewing: http://www.obx-hmp.com/draftDocuments.html. NCEM has received FEMA approval. The final plan will be updated shortly to include all county and municipal resolutions as well as FEMA’s approval notification.
A hazard mitigation plan intends to better protect the people and property of the region from the effects of natural and human-caused hazards, to maintain eligibility for mitigation funding from the Federal Emergency Management Agency (FEMA) and to help improve CRS standings with the goal of possible flood insurance rate reductions.