The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements. As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS:
- Reduce flood damage to insurable property;
- Strengthen and support the insurance aspects of the NFIP; and
- Encourage a comprehensive approach to floodplain management.
The Town of Duck maintains a Hazard Mitigation Plan and produces an All Hazards Annual Report in order to be eligible for discounted flood insurance premium rates. The goals and objectives are revised as needed during every 5 year plan review. Each summer, the Town updates the plan with action items to effectively meet these goals and objectives.
In 2015, the Town of Duck joined the regional hazard mitigation planning effort and adopted the Albemarle Regional Hazard Mitigation Plan. This plan includes Camden, Chowan, Currituck, Dare, Gates, Hertford, Pasquotank, and Perquimans counties and municipalities within those counties. A shared regional mitigation plan was created to meet the following goals:
- Support a more holistic regional planning effort, taking into account shared concerns and shareable resources;
- Conform to NC Division of Emergency Management’s (NCEM) preference for regional hazard mitigation planning in the state; and
- Leverage available funding and resources for mitigation planning.
Copies of the Town of Duck’s 2010 Hazard Mitigation Plan and the 2015 Albemarle Regional Hazard Mitigation Plan can be viewed at Duck Town Hall or downloaded at the links below.
2015 Albemarle Regional Hazard Mitigation Plan (This is a very large file that must be downloaded.)